Saturday, August 22, 2009

Know-Your-Expense: Month of June and July

Yes again to bored you guys with my boring break down of my own expense. Really bored for this whole week, totally no work at all!! haha!.

Managed to sort out my expenses for both June and July, and make comparison with April and May. But it doesn't reflect the my expense behavior as a whole, as I'm currently enjoying my 4 months long holiday. Will try to continue for another few months to see the difference between expense behavior over holiday and schooling.



Added in "Average" for all the entities (in red), using it more like a benchmark against the particular entity. "Average" will tell me how much i could allocate aside for future planning.

MISC:
Seems that when you are busy doing NOTHING, we tend to spend money on more miscellaneous stuffs. However noticed the spike in July and June, could be contribute by my visit to treat my leg injury. Was thinking of visit the Chinese physiotherapist once a month, especially during intense training period.

Meals:
Amazingly i set a new record of lowest amount spent on meal, $60.90, thanks to zero consumption for breakfast! Most probably this figure is achieved due to the increase in working days i have.. A 12-16 hours shift = 3 meals avoided.

An increase for "Dinner" could be explained in the followings

  1. More Work = More Cash = Pamper my stomach
  2. Sick of economic rice after 2 months (especially June)
  3. Working Shifts mainly in Morning and Afternoon, explained why Breakfast and Lunch dropped
Transport:
Same explanation: Travel to work..

Bills:
Mainly Insurance Policies, decided to cut one of the term plan which i deem as overvalue for my current lifestyle.

Starhub Bill, forget to cancel of the sports channels after TDF

Leisure:
Seems like i had quite a few gatherings for July, Birthdays


Thanks for reading my 'cents'less breakdown. Will most probably review this on end of Sept again.


Money Cents (Sense)
C Cube

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