SAA: Self Assigned Assignment

Its first of MAY! Other than its being a public holiday, 1 month after April Fool. Its the finish date of my 'assignment' I'm sure you have heard me saying it in my previous post, so what is it?

Actually is a 'bo liao' task to keep track of my daily expenses. Presenting to you my data

Monthly Allowance: $320
Transport: $68.86
Montly Bills: $212.50
Handphone bill + Cable TV and Maxonline (Shared) + Insurance of both Aviva and Manulife
Meals: $156.75
Breakfast: $25.70
Lunch: $80.90
Dinner: $50.15
Miscellaneous: $24.50
Haircuts, newspaper etc...
Leisure: $178.57
2x Outings and 1 Oakley shades

Was glad my my allowance was able to cover most of my necessities such as meals, transports, miscellaneous items and bills (Starhub bills). However still I'm over exceeding by $142.60!!! which is the amount of both my insurances... Need to reconsider the death/injury insurance ($40). The over exceeding amount has yet to include the amount i spent on leisure.. which is usually covered by my pay from Ritz, same for the insurances

At least now i know, how to benchmark my expenses.

Committed monthly expenses (bills) : $212.50
Required monthly expenses (necessities) : $250
Total : $460+

Aiming to push this figure below $450. Find that any further reduction from the meals will land me in the category of NO LIFE! Need to dig for another $130 to cover monthly basic expenses.

Will write up another post on my learning from this assignment.


月光族 *not people who enjoy moon light. Its people who are broke by/before the month ends
C Cube